The struggle of getting an appointment and lengthy waiting lists has left many people wondering if they should consider private healthcare to work alongside the NHS.
If you’re considering going private for your medical needs there’s a few things you might want to consider, these include researching private healthcare providers in your region, assessing your budget, before deciding whether you should invest in private medical insurance.
Do I need health insurance?
In short, no, you don’t need health insurance to access private hospitals and healthcare professionals, however, you might find having insurance in place makes the process easier and less expensive.
If you don’t have a health insurance plan you can still find healthcare facilities and professionals within your region and make contact to book an appointment. However, you should conduct thorough research to ensure the reputation, cost and facilities of the treatment centre meet your requirements.
Benefits of health insurance
Accessing private healthcare can be a lot easier if you have an insurance plan. Your insurance provider will be able to facilitate consultations and treatments on your behalf, taking the strain off you. Your provider will secure an appointment at a facility or with a specialist within your area and will help to cover the cost of any eligible treatment.
At Protex, our specialist team will discuss your concerns and ensure you’re referred to the most suitable consultant quickly. This will ensure you are on the correct medical pathway, helping to lead you to a quicker recovery time. We also offer access to a 24/7 virtual GP service, so you can access professional medical advice from the comfort of your own home, at a time that suits you.
We background check each of our partnered hospitals and are committed to working with reputable healthcare professionals who are experts in their field. To find out more about Protex and how we can help you, give us a call today on 020 813 823 25
How to get health insurance
There are a number of health insurance providers across the UK, and finding the right one for you can be a difficult process. When choosing your insurance provider, you should consider the following:
· Budget – One of the most important factors you should consider when selecting health insurance is your budget and if the plan is affordable long-term. At Protex we offer a range of insurance plans, so you can choose one that meets your needs and budget.
· Coverage – Secondly, you should examine the insurance plan and understand what is covered. Bear in mind the services you’re most likely to need and check if this plan is suitable for your requirements. Also, ensure that you can receive treatment at a hospital local to you.
· Limitations – Having gained an understanding of what is covered within your plan, you should also examine what isn’t. For instance, many healthcare providers have limitations surrounding pre-existing conditions.
· Other benefits – Lastly, be sure to compare plan benefits, different providers will offer a range of benefits and you should evaluate which ones you value most. At Protex, we offer 2 major benefits with our plans; a 24/7 virtual GP service and a simplified claims process. Our virtual GP gives you immediate access into the healthcare system, ensuring a quicker diagnosis, quicker treatment pathway and a quicker recovery. We also have a simplified nurse-led claims process, with phone calls answered promptly. Nurses are on hand to provide a full understanding of any medical condition. How easy is it these days to phone a provider and speak to another human within minutes?
Get a free quote
At Protex Health we pride ourselves on providing a health insurance plan designed around you. Rather than selling you any healthcare policy via a phone call, we will listen to your requirements and develop a plan and quote that meets your needs. All the relevant information will then be sent out to you, allowing you time and space to make an informed decision based on the facts presented.